Terms & Conditions

Last Revised: September 16, 2026

Quick Loans Utah (“we”, “us”, or “our”) operates this website (the “Website”) as a free loan-connection service for borrowers and prospective borrowers in Utah. The Website provides information about financial services (“Services”) and connects users with third-party lenders and lending partners.

IMPORTANT: These Terms & Conditions (“Terms”) form a legally binding agreement between you and Quick Loans Utah. By accessing or using this Website, you agree to these Terms. If you do not agree, you must not use this Website or any Services provided through it.

1. Website Access

We may modify, suspend, or discontinue the Website or any part of it at any time without notice. We are not responsible if the Website is unavailable at any time.

You are responsible for ensuring that all users accessing the Website through your internet connection comply with these Terms.

You may be required to create an account. All information you provide must be accurate and up to date. You are responsible for keeping your login credentials confidential.

2. Not a Lender

Quick Loans Utah is not a lender and does not make credit decisions. We are a free service that connects Utah residents with third-party lenders and lending partners. We do not guarantee approval, loan amounts, interest rates, or funding times, and each lender in our network is responsible for complying with the Utah lending laws that apply to it. Review any loan offer, its rates and its terms carefully before you accept.

3. Intellectual Property

All content on this Website, including text, graphics, logos, design, and software (“Materials”), is owned or licensed by Quick Loans Utah.

You are granted a limited, non-transferable license to use the Website for personal, non-commercial purposes only. You may not copy, modify, distribute, or exploit any Materials without permission.

4. User Communications

Any content you submit through the Website may be used by us to operate and improve our Services. By submitting content, you grant us permission to use it for business purposes without compensation.

5. Electronic Communications

By using this Website, you agree to receive electronic communications from us, including notices, updates, and account-related messages. These communications satisfy any legal requirement that such notices be in writing.

6. SMS Terms

By opting in, you agree to receive SMS messages related to your account, including notifications and promotional messages. Message and data rates may apply.

You may opt out at any time by replying STOP. For help, reply HELP or contact us at [email protected].

7. Permitted Use

  • You must be at least 18 years old to use this Website.
  • You agree to use the Website only for lawful purposes.
  • You may not attempt to disrupt or damage the Website.
  • You may not use the Website for fraudulent or harmful activity.
  • You must not attempt unauthorized access to any systems or accounts.

8. Information Disclaimer

All information on this Website is provided for general informational purposes only. We do not guarantee accuracy, completeness, or reliability. Any reliance on the information is at your own risk.

9. Third-Party Links

This Website may contain links to third-party websites, including the lenders and lending partners we connect you with. We are not responsible for the content, policies, or practices of those websites.

10. Disclaimer of Warranties

The Website and all Services are provided “as is” and “as available” without warranties of any kind. We do not guarantee that the Website will always be available or error-free.

11. Limitation of Liability

To the fullest extent permitted by law, Quick Loans Utah shall not be liable for any indirect, incidental, or consequential damages. Total liability shall not exceed $50.

12. Indemnification

You agree to indemnify and hold harmless Quick Loans Utah from any claims, damages, or expenses resulting from your use of the Website or violation of these Terms.

13. Governing Law

These Terms are governed by the laws of the State of Utah and applicable United States federal law.

14. Changes to Terms

We may update these Terms at any time. Continued use of the Website means you accept any changes.

15. Contact Information

If you have any questions about these Terms, contact us at:
[email protected]